Additional Services

Appraisal represents a policy provision situated within the Loss Settlement section, offering an alternative dispute resolution mechanism. It serves to effectively resolve disagreements between the Carrier and the Policyholder regarding loss valuation, serving as a viable alternative to litigation.
 

It's important to note that while Appraisal doesn't address coverage issues directly, its scope includes the consideration of items for inclusion or exclusion based on causation, subject to state-specific regulations.